What Our Terms Cover and Where They Apply
Our terms govern every interaction between you and this platform — from the moment you verify your phone number through account registration to the point where a withdrawal clears back to your OVO or GoPay wallet. Access to and use of our services depends on local
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law, and certain features may not be available in all regions of Indonesia. We apply Indonesian data-handling norms where relevant, and our payment processing — including DANA, QRIS, bank transfer via BCA, BRI, Mandiri or BNI, and virtual account routes — is subject to the specific
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terms of each payment rail as well as our own platform rules. Yogyakarta-based accounts follow the same terms as all other Indonesian accounts; no regional carve-out applies. We update these terms when regulations change and will notify your registered contact before material changes take effect.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.